Financial Resource Guides for Newcomers to the United States

Please download the following Newcomer Guides in PDF format. For other publications from the CFPB, please visit http://www.publications.usa.gov/ and search using “cfpb.”

Ways to receive your money

Have you received a paycheck but aren’t sure whether to cash it or put it into a bank account? This guide provides information about receiving wages or payments. You can use this guide to compare the benefits and risks of getting paid in cash, with a check, by direct deposit, or on a card. [English| Español]

Checklist for opening an account

If you’re interested in opening a bank or credit union account, you can use this guide and checklist to make sure you have the required paperwork before opening your account. [English | Español]

Ways to pay your bills

Are you trying to decide whether to pay your rent by check or credit card? Take a look at this guide to compare the benefits and risks of paying regular and one-time bills by check or money order, by direct debit, online, or in cash. [English | Español]

Selecting financial products and services

If you’re trying to decide which financial services are right for you, this guide provides information about common transactions, including ATM cash withdrawals and debit card purchases. [English |Español]